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Paul, this page is a potential draft. I needed to get this concept out of my head.

If you create a website in Weebly and buy a domain, I will essentially copy/rebuild this page for you.

It will function like a full website, but the navigation will take you to page sections.

I need to work on the sections, the colors, and the layout. Then I will revisit the text and get your input, but for now, this is just what was in my head that you need for your credit card processing.

Tired of high credit card processing rates?

​Z-Companies guarantees lower rates than you’re paying now... or we give you $100 cash.

Accepting credit cards should help your business grow, not quietly drain your profits every month. At Z-Companies, we specialize in helping local businesses lower their processing costs, simplify how they get paid, and get the personal support they deserve from someone who actually understands their financials.
SEE HOW MUCH YOU COULD SAVE
Text “SAVE” to [his number] to save on your processing fees today
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High Processing Fees Are Eating Your Profits

Stop Feeling Like This
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Every time a customer taps, swipes, or inserts a card, you pay a fee. That’s normal. But if you’re like many business owners, you’re paying more than you should — and it adds up fast. Those extra basis points and hidden charges quietly take money out of your pocket month after month, making it harder to invest in staff, inventory, or growth.
​
​Most processors don’t explain their pricing clearly, and once you’re locked into a long-term contract, it can feel like you’re stuck. You see the fees on your statement, but you may not know exactly what you can do about them.


​A Simple Way to Pay Less and Get Better Service

You're never locked in!
Z-Companies reviews your current credit card processing, identifies where you’re overpaying, and sets you up with a solution that reduces fees, keeps your cash flow moving, and gives you direct access to a local expert you can actually reach when you need help.
Get started keeping more of your hard- earned money! Lower your fees!
Start Feeling Like This
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Lower Costs
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  • Guaranteed lower rates than your current processor.
  • Transparent pricing, no hidden fees.
  • Keep more of every transaction you run. 
Flexible, Hassle-Free Setup
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  • Free terminal options to get you up and running quickly.
  • No long-term contracts — all month-to-month.
  • Switch without disrupting your day-to-day operations.
Personal, Local Support​​
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  • Personal, locally based service from someone who knows your market.
  • Real answers from a real person — not a call center.
  • Help reviewing statements and understanding your fees.

Meet the Expert Behind Z-Companies

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As a former Chief Financial Officer (CFO) of a public company, Paul Zolman understands exactly how processing fees impact your bottom line. He’s spent years on the other side of the table, analyzing financials, cutting unnecessary costs, and protecting profit margins.

​With 15 years of experience in merchant services, Paul brings a rare combination of financial expertise and hands-on industry knowledge. Instead of a generic sales rep, you get a seasoned professional who can read your statements, explain where you’re overpaying, and recommend the right solution for your specific business.

Want a straightforward conversation about your processing costs? Text “SAVE” to [his number] and Paul will personally review your current setup.


Our Simple, Risk-Free Guarantee

Here’s our promise: if we can’t save you money on your credit card processing fees, we’ll give you 100 cash. It’s that simple. We review your current statement, show you exactly how much you could save, and if we can’t beat your current rates, you get paid for your time.
What do you have to lose except your high processing fees?
Get My Free Rate Review
Simply text “SAVE” to [his number] to start your free savings review today.
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You're protected if we don't perform!

Getting Started Is Easy

We keep the process straightforward so you can stay focused on running your business
Step 1 – Share Your Statement
Send us a recent processing statement or summary so we can see what you’re paying now.
​

Step 2 – Get a Clear Savings Proposal
We break down your current fees, show you where you’re overpaying, and outline how much you could save with Z-Companies.
Step 3 – Start Saving
If you decide to move forward, we help you switch, set up your free terminal options, and support you month-to-month with no long-term contract required.

​Perfect for Local Businesses That Rely on Card Payments

Whether you’re just getting started with credit card processing or you’ve been taking payments for years, Z-Companies is built for businesses that want clear pricing, responsive support, and real savings.
Retail & Boutiques
Shops that want to keep more of each sale and avoid long-term contracts.
Restaurants & Cafes
Quick-service and full-service locations that run lots of small transactions and need reliable terminals.
Service-Based Businesses
Contractors, professionals, and service providers looking for transparent, honest processing relationships.

​Stop Overpaying For Credit Card Processing

If you’re tired of high fees, confusing statements, and hard-to-reach support, it’s time for a change. Let Z-Companies review your current processing, show you exactly what you could save, and back it up with a straightforward 100 cash guarantee.
"TESTIMONIAL"
Text “SAVE” to [his number] to save on your processing fees today.
SAVE ON FEES NOW
Prefer a call or email?
Call us at [phone] or visit [website] to schedule your free rate review.
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Marketing Frameworks to Build Page

PAS
​​   - Problem: “Tired of high rates for credit card processing?”  
   - Agitate: “Every swipe is quietly draining your profits.”  
   - Solution: “Z-Companies guarantees lower rates, free terminals, and no contracts.”
AIDA
​   - Attention: Big question headline about high rates.  
   - Interest: Brief explanation of how they save you money.  
   - Desire: Benefits + local/personal service + experience.  
   - Action: “Call now for a free rate review and $100 guarantee.”
PPPP
​​   - Promise: “Guaranteed lower processing rates.”  
   - Picture: “Imagine keeping more of every sale, with no long-term contract.”  
   - Proof: Former public-company CFO, 15 years merchant services, local.  
   - Push: Free rate review + $100 guarantee CTA.
FAB
​​   - Feature: “No contracts / month-to-month.”  
   - Advantage: “You’re never locked in.”  
   - Benefit: “You stay in control if we don’t perform.”
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  • Home
  • About
    • Our Difference
    • Our Story
    • How it Works
    • Personas
  • The Dice
    • Gifts
    • Serve
    • Time
    • Touch
    • Words
    • Surprise Me!
  • Videos
  • Share Experiences
  • Contact
  • Blog
  • Resources
  • Shop
  • Personas